W.W.H. Ewens Insurances Adviser
David Ewens – Chartered Financial Planner in Romsey
Background 01/02/2026 – This is my Stocks & Shares ISA consisting of over 30 managed funds. Dark yellow line shows value over time. Darkest yellow block shows gross contributions. Medium yellow block shows profit and lightest yellow block shows money withdrawn. Everyone’s ISA will perform differently depending on funds held, amount invested, timescale and charges. £500 … Read more
How much income can you receive before paying tax? How much income can you receive before paying higher rate tax (40%)? How much income can you receive before paying additional rate tax (45%)? How much dividend income can you receive before paying tax? Tax on Dividends Tax on Savings Interest How much Savings interest can you receive before paying tax? Capital Gains … Read more
Explanation How much guaranteed annual income would £600,000 buy a healthy sixty five year old living in the south of England? Income is pegged to RPI inflation each year and would provide 50% spouse’s income if the purchaser dies first. This graph is a very rough indication only and is based on quotes obtained over … Read more
16th June 2025 by David Ewens Columns show the amount of profit (in yellow) compared to the amount invested (in brown) for four different clients. Client one invested in 1996, two in 2002, three in 2011 and four in 2017. Chequered yellow and white shows “withdrawals,” which may be viewed as profit already taken. Performance relates to one particular fund managed by one major UK investment provider. This … Read more
Background 06/02/2025 – This is my Stocks & Shares ISA consisting of over 30 managed funds. I charge the ISA 0.5% per annum of fund value for an investment performance review. Dark yellow line shows value over time. Darkest yellow block shows gross contributions. Medium yellow block shows profit and lightest yellow block shows money withdrawn. … Read more
Explanation How much guaranteed annual income would £600,000 buy a healthy sixty five year old living in the south of England? Income is pegged to RPI inflation each year and would provide 50% spouse’s income if the purchaser dies first. This graph is a very rough indication only and is based on quotes obtained over … Read more
How much income can you receive before paying tax? How much income can you receive before paying higher rate tax (40%)? How much income can you receive before paying additional rate tax (45%)? How much dividend income can you receive before paying tax? Tax on Dividends How much interest can you receive before paying tax? National Insurance Contributions (NICS) Capital Gains Tax (CGT) … Read more
Columns show the amount of profit (in yellow) compared to the amount invested (in brown) for four different clients. Client one invested in 1996, two in 2002, three in 2011 and four in 2017. Chequered yellow and white shows “withdrawals,” which may be viewed as profit already taken. Performance relates to one particular fund managed by one major UK investment provider. This Investment tries to smooth … Read more
How much income can you receive before paying tax? How much income can you receive before paying higher rate tax (40%)? How much income can you receive before paying additional rate tax (45%)? How much dividend income can you receive before paying tax? Tax on Dividends How much interest can you receive before paying tax? National Insurance Contributions (NICS) Capital Gains Tax (CGT) … Read more
Background 07/02/2024 – This is my Stocks & Shares ISA consisting of over 30 managed funds. I charge the ISA 0.5% per annum of fund value for an investment performance review. The yellow line shows value after costs and the blue dotted line shows gross contributions. Green block shows money taken out. Everyone’s ISA will perform … Read more