Autumn Budget 2024

How much income can you receive before paying tax?  How much income can you receive before paying higher rate tax (40%)?  How much income can you receive before paying additional rate tax (45%)?  How much dividend income can you receive before paying tax? Tax on Dividends How much interest can you receive before paying tax? National Insurance Contributions (NICS) Capital Gains Tax (CGT) … Read more

Investment Bond 2024

Columns show the amount of profit (in yellow) compared to the amount invested (in brown) for four different clients. Client one invested in 1996, two in 2002, three in 2011 and four in 2017. Chequered yellow and white shows “withdrawals,” which may be viewed as profit already taken. Performance relates to one particular fund managed by one major UK investment provider. This Investment tries to smooth … Read more

Spring Budget 2024

How much income can you receive before paying tax?  How much income can you receive before paying higher rate tax (40%)?  How much income can you receive before paying additional rate tax (45%)?  How much dividend income can you receive before paying tax? Tax on Dividends How much interest can you receive before paying tax? National Insurance Contributions (NICS) Capital Gains Tax (CGT) … Read more

David’s ISA 2024

Background 07/02/2024 – This is my Stocks & Shares ISA consisting of over 30 managed funds.  I charge the ISA 0.5% per annum of fund value for an investment performance review.  The yellow line shows value after costs and the blue dotted line shows gross contributions. Green block shows money taken out. Everyone’s ISA will perform … Read more

Investment Bond 2023

Columns show the amount of profit (in yellow) compared to the amount invested (in brown) for four different clients. Client one invested in 1996, two in 2002, three in 2011 and four in 2017. Chequered yellow and white shows “withdrawals,” which may be viewed as profit already taken. Performance relates to one particular fund managed by one major UK investment provider. This Investment tries to smooth … Read more

2023 Spring Budget

15th March 2023 by David Ewens How much income can you receive before paying tax?  How much income can you receive before paying higher rate tax (40%)?  How much income can you receive before paying additional rate tax (45%)?  How much dividend income can you receive before paying tax? Tax on Dividends ISA contribution limits Capital Gains Tax (CGT) Inheritance Tax (IHT) Pensions This … Read more

David’s ISA 2023

Background 07/02/2023– This is my Stocks & Shares ISA consisting of over 30 managed funds.  I charge the ISA 3% on each contribution plus 0.5% per annum of fund value for an investment performance review.  The yellow line shows value after costs and the blue dotted line shows gross contributions. Green block shows money taken out. … Read more

2022 Autumn Statement

How much income can you receive before paying tax?  How much income can you receive before paying higher rate tax (40%)?  How much income can you receive before paying additional rate tax (45%)?  How much dividend income can you receive before paying tax? Tax on Dividends ISA contribution limits Capital Gains Tax (CGT) Inheritance Tax (IHT) Pensions National Insurance Contributions (NICS) Stamp Duty … Read more

Investment Bond 2022

Columns show the amount of profit (in yellow) compared to the amount invested (in brown) for four different clients. Client one invested in 1996, two in 2002, three in 2011 and four in 2017. Chequered yellow and white shows “withdrawals,” which may be viewed as profit already taken. Performance relates to one particular fund managed by one major UK investment provider. This Investment tries to smooth … Read more

David’s ISA 2022

Background 20/02/2022– This is my Stocks & Shares ISA consisting of over 30 managed funds.  I charge the ISA 3% on each contribution plus 0.5% per annum of fund value for an investment performance review.  The yellow line shows value after costs and the blue dotted line shows gross contributions. Green block shows money taken out. … Read more