W.W.H. Ewens Insurances Adviser
David Ewens – Chartered Financial Planner in Romsey
Background 07/02/2023– This is my Stocks & Shares ISA consisting of over 30 managed funds. I charge the ISA 3% on each contribution plus 0.5% per annum of fund value for an investment performance review. The yellow line shows value after costs and the blue dotted line shows gross contributions. Green block shows money taken out. … Read more
How much income can you receive before paying tax? How much income can you receive before paying higher rate tax (40%)? How much income can you receive before paying additional rate tax (45%)? How much dividend income can you receive before paying tax? Tax on Dividends ISA contribution limits Capital Gains Tax (CGT) Inheritance Tax (IHT) Pensions National Insurance Contributions (NICS) Stamp Duty … Read more
10th November 2022 by David Ewens Explanation How much guaranteed annual income would £600,000 buy a healthy sixty five year old living in the south of England? Income is pegged to RPI inflation each year and would provide 50% spouse’s income if the purchaser dies first. This graph is a very rough indication only and is based … Read more
Income tax Basic rate of income tax will reduce from 20% to 19% from April 2023 From April 2023 there will be a single, 40% higher rate of income tax as the 45% “additional” rate is abolished. National Insurance Contributions (NICS) From 6th November 2022, NICS will decrease by 1.25% and a separate Health and Social … Read more
Columns show the amount of profit (in yellow) compared to the amount invested (in brown) for four different clients. Client one invested in 1996, two in 2002, three in 2011 and four in 2017. Chequered yellow and white shows “withdrawals,” which may be viewed as profit already taken. Performance relates to one particular fund managed by one major UK investment provider. This Investment tries to smooth … Read more
Background 20/02/2022– This is my Stocks & Shares ISA consisting of over 30 managed funds. I charge the ISA 3% on each contribution plus 0.5% per annum of fund value for an investment performance review. The yellow line shows value after costs and the blue dotted line shows gross contributions. Green block shows money taken out. … Read more
How much income can you receive before paying tax? 2021/22 – £12,570 2022/23 – £12,570 this allowance level will be frozen until April 2026 you start to lose this allowance when annual income exceeds £100,000 How much income can you receive before paying higher rate tax (40%)? 2021/22 – £50,270 2022/23 – £50,270 this threshold will be frozen … Read more
Columns show the amount of profit (in yellow) compared to the amount invested (in brown) for five different clients. Client one invested in 1994, two in 1996, three in 2002, four in 2011 and five in 2017. Chequered yellow and white shows “withdrawals,” which may be viewed as profit already taken. Performance relates to one particular fund managed by one major UK investment provider. This Investment tries … Read more
How much income can you receive before paying tax? 2020/21 – £12,500 2021/22 – £12,570 this allowance level will be frozen until April 2026 you start to lose this allowance when annual income exceeds £100,000 How much income can you receive before paying higher rate tax (40%)? 2020/21 – £50,000 2021/22 – £50,270 this threshold will be frozen … Read more
Background 07/02/2021– This is my Stocks & Shares ISA consisting of over 30 managed funds. I charge the ISA 3% on each contribution plus 0.5% per annum of fund value for an investment performance review. The yellow line shows value after costs and the blue dotted line shows gross contributions. Green block shows money taken out. … Read more